I'm on a roll lately...Selling things I don't need, scaling down, lowering my debt ratio and refinancing loans or credit cards to a lower interest rate!

All these things make me feel so much better. Sometimes it's seems like a hassle but a quick trip to the bank can make a huge difference when trying to focus on paying off debt!

Right now interest rates are pretty darn cheap for Auto loans and Home loans.

Even Credit Cards are offering great rates as low as 0% for a period of time just to get your business. So transfer those high interest rate cards and get those paid off!

I just found a link explaining which cards have the best rate for the longest. Check this out!

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