My husband is always saying we need to start saving more money. Retirement is still over 20 years away, but when you think about that, it's not to far off. Recently I spotted the 52 week money challenge on Facebook. Here's how it works:

Basically you save a designated amount of money each week for 52 week beginning the week of December 30th.

Someone suggested taking 52 envelopes and numbering them 1-52 so you could choose a smaller denomination in case you're short one week. I think this is a great Idea so I'm going to do it!