I want to learn how to pay off my credit cards. We've got two with a lot of money on them. Once we had $20,000 in credit card debt and I've got it down to $16,000 but I can't seem to get it down further.

Dave Ramsey's Total Money Makeover gives 7 tips for how to restructure your family budget and knock out debt. Chris Hogan from Ramsey's team will hand out workbooks and walk us through the program in three hours (Financial Peace University takes 9 weeks!)

It's April 11 at Faith Assembly Church in Pasco starting at 6:30 p.m.