Can a Washington State HOA Legally Take Your House? 5 Things To Know
Can A Homeowner's Association Legally Take My Home In Washington State?
But did you know, if you fall behind on your HOA fees, your homeowners' association could take legal action against you?
Is it possible for an HOA to take my home in Washington State?
You could pay all of your mortgage payments and taxes and still be foreclosed on if you skip your HOA payments.
An HOA lien gives them the right to collect all unpaid fees, late charges, interest, or legal fees and foreclose on your property. However, an HOA cannot take your home from you without due process or without legal judgment.
According to I-Property Management:
An HOA may not foreclose on the lien unless the homeowner owes at least 3 months of assessments or $200 of assessments (whichever is greater). This does not include fines, late charges, interest, attorneys’ fees, or costs incurred by the association in connection with the collection
An HOA doesn't have the power to evict you unless they own the property.
Ultimately, it is essential to understand your homeowner's association laws in Washington to avoid any financial risks or penalties.
Always make sure you're working closely with your HOA board, and if you're struggling to maintain up with your payments, reach out to someone who can help you find a solution.