Hopefully we are all  reveling in the memories of a wonderful and joyous Christmas, and looking forward to New Years!

Sources say Holiday spending was up this year! Which is awesome for the economy and the retailers. But,  many people went $700 or more in debt for Christmas gifts this year! And the feeling of being in debt may feel a bit overwhelming!

Lots of people will feel buyer's remorse this year which will hit sometime after New Years day, when people begin to think of New Years resolutions and "Getting Out Of Debt" may be one of them!

So, if you over spent, relax and make a plan to get out of debt and do better next year! And if you stayed in budget and did well, YAY! Celebrate! (But, don't run out and spend too much celebrating!)

How did you do this year? Did you stay in budget? Did you do better or worse than last year?

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